Leveraging our Skills and Insights as Successful Professionals to deliver Solutions to our Customers.
Retail Credit and Consumer Finance is rapidly changing, keeping with the way we all have changed in the last decade or so. The Market Power of Incumbents on account of being early entrants is being challenged as data and technology has become more democratised and freely available to use. The Game Changers are now is shifting from Physical Presence & Market Scale to Innovation & Ability to change (Product and Process) to meet customer demands.
While fundamental equation of managing risk-reward trade off and having a strong process remain, the need for innovation has become more important than ever before. To succeed requires not just great products, but impeccable execution. Organizations need to not just focus on the market, but also look inward to ensure that the offering aligns to their risk appetite and their organization specific dynamics. This is as much a Game Changer as the Product offered to the customers.
At Immensa Capital, we can help you make the best of the opportunities available and identify your game changers. Our partners have, in the course of their careers launched and scaled up different Asset Classes in Retail Loans. These have been built in varied conditions, for many different segments and at different points in the life-cycle of Financial Services in India. The insights from these experience and challenges allow our partners to conceptualize solutions which can be operationalized in our client’s organization.
